invest? whats that?

most of us are unaware. but if we do not make our money work harder, they would eventually decay and succumb to the effects of inflation. when we talk about working harder, investments would be the natural course of action. however, many are unsure of how to go about investing their money, let alone classify and identify the risks of investing. those who are aware may be wondering: when is the right time to invest?

let me help you guys out. there are many ways to invest, and many sectors to invest in. think of it as a vehicle that brings you from point A to point B. the vehicle you choose determines how you are going to get to your eventual destinations.

high risk investments can be seen as a car strapped with rockets. or maybe a motorcycle. fast and can eventually lead you beyond your destination. the speed at which you reach your destination is in relation to the investment returns you are getting. of course, a car strapped with rockets isn't the safest form of vehicle you would want to ride on. furthermore, it may crash, and hence need some repairs (costs or losses) before being able to proceed an reach an eventual destination.

low risk investments are the opposite, and well, should be self explanatory.

of course you wont say "i want to invest in a rocket car", but you might say "i want to invest in an aggressive fund that carries a high weightage of equities and derivatives". the choice is yours.

now many people ask me about the right time to invest. honestly speaking, there's is no 'right time' to invest. investments ought to be viewed as a long term commitment that when you eventually foresee that you may need to cash in your investments, you have a significant amount of gains.

some may ask whether now is a good time to invest. i say why not. warren buffet may say why not. if you go to the jewellery shop one day and you find that the diamond rings go for one dollar a piece, would you tell yourself that you'd buy it another day because the valuation of diamond rings are so bad now you want to wait for the price to go up to maybe $100 then you buy them? well to put it simply, buy when something is cheap and wait for its value to appreciate, rather then miss out on the opportunity that lies ahead.

for more info, i'll be more than happy to share.